Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive
interest rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any
time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Checking
your rate won’t affect your credit score. Your data is safe and
encrypted.
How Our Financing Process Works
* Amounts financed range from $50.00 to $15,000.00. Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.27 at 9.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.
Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.
Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.